Terms of Service

For the purpose of these Terms of Service:

• "Platform" refers to the Zirdle investment platform, including the website, mobile applications, APIs, and related services.
• "User" refers to any individual or entity that accesses or uses the Platform.
• "Services" refers to all features, functions, and offerings provided through the Platform.
• "研究层级" 指平台上可用的分类金融数据集，每个数据集提供不同层次的研究深度和市场覆盖范围。
• "Digital Assets" 指平台跟踪、分析并提供数据的加密货币、代币和其他基于区块链的资产。
• "Company" "Company", "we", "us", or "our" refers to Zirdle Limited and its subsidiaries and affiliates.

By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, you must not access or use the Platform.

We reserve the right to modify these terms at any time. Any changes will be effective immediately upon posting the updated terms on the Platform. Your continued use of the Platform after such changes constitutes your acceptance of the modified terms.

We will make reasonable efforts to notify you of significant changes to these terms, but it is your responsibility to review them periodically.

To access and use the Platform, you must:

• Be at least 18 years of age or the age of legal majority in your jurisdiction, whichever is higher;
• Have the legal capacity to enter into a binding agreement;
• Meet the qualification requirements for an accredited or institutional investor as defined by applicable laws and regulations;
• Not be a resident of or located in any jurisdiction where the use of the Platform would be prohibited;
• Not be subject to economic or trade sanctions administered or enforced by any governmental authority.

By using the Platform, you represent and warrant that you meet all eligibility requirements. We reserve the right to request verification of your eligibility status at any time.

To access certain features of the Platform, you must create an account. When registering, you agree to:

• Provide accurate, current, and complete information;
• Maintain and promptly update your account information;
• Keep your account credentials confidential;
• Be solely responsible for all activities that occur under your account;
• Notify us immediately of any unauthorized use of your account or any other breach of security.

We reserve the right to suspend or terminate your account if any information provided during registration or thereafter proves to be inaccurate, incomplete, or fraudulent.

You may not transfer or assign your account to any other person or entity without our prior written consent.

该平台提供与全球信贷市场相关的金融数据、研究工具和教育资源的访问。我们的服务包括：

• 访问国际信贷市场的金融数据和分析；
• 市场追踪和研究工具；
• 绩效分析和报告；
• 教育资源和市场洞察。

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.

The availability of the Services may be affected by factors beyond our control, including technical difficulties, market conditions, or regulatory restrictions.

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金融市场涉及重大风险。本平台提供的信息仅供教育和信息目的，不构成投资建议。使用本平台即表示您确认以下金融市场风险：

• 市场风险：金融资产的价值可能波动，可能下跌也可能上涨。过往表现不代表未来结果。
• 流动性风险：金融资产可能无法在不造成重大价值损失的情况下迅速转换为现金。
• 信用风险：信贷市场的借款人可能违约，导致贷款人损失本金。
• 监管风险：法律法规的变化可能对金融资产的价值或平台的运营产生不利影响。
• Technology Risk: The Platform relies on blockchain and other technologies that may be subject to technical difficulties or security breaches.
• 交易对手风险：交易伙伴、托管人或其他服务提供商的失败可能影响财务结果。

本平台提供的数据和研究仅供参考，不应被视为投资建议。我们建议在做出任何财务决策前咨询合格的财务顾问。

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Platform;
• Any conduct or content of any third party on the Platform;
• Any content obtained from the Platform;
• Unauthorized access, use, or alteration of your transmissions or content;
• 财务损失或市场波动；
• System failures, interruptions, or downtime.

Our total liability to you for any claim arising from or relating to these Terms of Service or the Platform shall not exceed the amount paid by you to us during the six (6) month period preceding such claim.

我们可能随时终止或暂停您的账户和对平台的访问，无需事先通知或承担责任，原因包括但不限于您违反这些服务条款。

您可以通过按照平台上的说明随时终止您的账户。终止后，您使用平台的权利将立即停止。

这些服务条款中根据其性质应在终止后继续有效的所有条款将继续有效，包括但不限于所有权条款、保修免责声明、赔偿和责任限制。

终止后，您的账户数据将根据我们的标准程序进行处理，并遵守适用的法律要求和数据保护法规。

These Terms of Service shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms of Service or the Platform shall be resolved exclusively through binding arbitration in accordance with the rules of [Arbitration Association] in [City, Country].

You agree to submit to the personal jurisdiction of the courts located in [Jurisdiction] for the purpose of litigating all such claims or disputes to the extent permitted by law.

Any cause of action or claim you may have arising out of or relating to these Terms of Service or the Platform must be commenced within one (1) year after the cause of action accrues, otherwise, such cause of action or claim is permanently barred.